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Mgcash Media Consumer Privacy Policy

This Privacy Policy describes Mgcash Media’s policies and procedures regarding the collection, use, disclosure, and protection of your information. This Privacy Policy applies to users of Mgcash Media who have a consumer account, which is the type of account that can be used to buy and access digital content through the Mgcash Media service.

Summary

Protecting your privacy is a top priority of ours, as is evidenced by many of our features for Mgcash Media consumer accounts. Here is a summary of some key points about our privacy policy:

  • We neither rent nor sell your information to anyone.
  • We do not share your email address with content providers that you purchase content from, unless you explicitly opt in to share it.
  • We do not share your personally-identifiable information with any third parties, unless we are obligated to do so for purposes such as governmental or law enforcement requests.
  • We use industry-standard methods to secure your information on our servers, including using technologies such as Secure Sockets Layer (SSL) encryption.
  • We do not collect or store your payment information (e.g., your PayPal account’s login information, or your credit card number) that you use to pay for content through Mgcash Media. Your payments are handled by a third party payment processor such as PayPal or Amazon Payments, and they never pass through our servers.
  • We are extremely responsive to your questions and concerns, and we welcome you to email us anytime at help@mgcash.com.

The contents of this “Summary” section represent some highlights of the fully-detailed privacy policy described below and are for convenience only and have no legal or contractual effect. We encourage you to read the full details below to gain a complete understanding of our policies and procedures.

Full Details

This Privacy Policy describes Mgcash Media’s policies and procedures regarding the collection, use, disclosure, and protection of your information by Mgcash Media, Ltd. (“Mgcash Media,” “we,” “us,” or “our”) through the mgcash.com website, APIs, products (including but not limited to the Mgcash Media Widget, as described below), services (including but not limited to the Mgcash Media Service, as described below), and third parties that integrate with us (the “Service”). When using any part of the Service, you consent to the collection, storage, transfer, disclosure, manipulation, and other uses of your information as described in this Privacy Policy.

The “Mgcash Media Widget” is a software product owned by Mgcash Media that is installable in HTML web pages and that facilitates the service of buying and managing access to digital content. The “Mgcash Media Service” means Mgcash Media’s content retail and delivery service. The Mgcash Media Widget appears on third-party websites that use the Mgcash Media Service to sell and manage access to their digital content (such third-party websites are operated by entities that shall be referred to as “Content Providers”).

The information discussed in this Privacy Policy includes personally-identifiable information, which is information about you that can be used to contact or identify you as defined by applicable privacy or data protection legislation (“Information”). Regarding the specific pieces of Information mentioned in this Privacy Policy, the Information may include, but is not limited to, what is mentioned here. Irrespective of which country that you reside in or create information from, your information may be used by Mgcash Media in the United States or any other country where we operate.

Information Collected Upon Registration

When you register with us and create a new Mgcash Media account, you provide some Information. You may create a Mgcash Media consumer account in one of two ways:

  1. Completing the registration process on the mgcash.com website — In this case, we typically only collect your email address. We collect your email address when you either enter it in the registration form or connect with a third-party web service (such as Facebook). We then send you an email with an automatically-generated password along with instructions on how to change it to a new password of your choosing. We keep a record of your email address and password so that you may continue to log in with them, and your password is stored using one-way encryption which means that it can’t be unencrypted by any means (this is appropriate for passwords and is a standard practice for them).
  2. Making a purchase through Mgcash Media without having already completed the above-mentioned registration process — In this case, when you make a purchase through Mgcash Media we typically receive your email address that is connected to the payment method that you used to pay for the content (e.g., PayPal or Amazon Payments). This could be the email address that you use for a PayPal or Amazon account, or simply what you enter into the credit card information form. By receiving your email address in this way, we are able to send you a confirmation email that includes details about your purchase, and if you did not previously have a Mgcash Media account we would then create a new one for you and associate it with that same email address. We do this in order to make it easier for you to make future purchases and to track them through Mgcash Media, all using that same email address. Just as with the above-mentioned registration process, we keep a record of your password (using one-way encryption), as well as your email address, as part of your account information so that you may continue to log in with it.

We do not share your email address with the Content Provider that you buy content from, unless you explicitly opt in to share it (e.g., in the case that a Content Provider offered a promotion for sharing your email address, you would be given the option to do so — but the default is to not share it).

We may collect and store your name after you have made a purchase through Mgcash Media, in which case we may address you by that name in emails that we send to you and in certain places on the mgcash.com user interface when you are logged in to your account. Doing this provides you with a more personalized experience as a user of Mgcash Media. You may enter, change, or completely remove your name in your account settings page while logged into the mgcash.com website.

Information We Track

Log Files — Similar to many websites and internet services, we collect certain information and store it in web server log files. This information includes internet protocol addresses (IP addresses), internet service provider (ISP), website entry and exit pages, operating system, browser version, date and time of usage, and clickstream data. We use this information for the following two purposes:

  1. To improve our site, analyze trends, administer the site, and gather aggregate information about our user base so we can better understand how people are using the Service and to make improvements based on those understandings. Information for these purposes is used on an anonymous basis and does not include individual user identities (it does not include your personally-identifiable information).
  2. To help fix problems that our users encounter during their use of the Service. We do this by tracking a problem back to the particular user that encountered it and reviewing the actions that they took which caused the problem. This process allows us to not only solve the problem for the particular user but to also prevent the same problem from happening again with others. Information for these purposes includes individual user identities so that a problem can be accurately associated with a particular user.

Cookies — Through the Service, just like many other applications and websites on the internet, we utilize a standard technology called “cookies” to collect information about usage and to also create a method of identifying a user for authentication purposes in order to help ensure that a user’s appropriate data and access rights are provided to them throughout their usage of the Service. Cookies are designed to help determine that a particular user has visited a website or used a particular web product or service previously, and thus to save and remember any particular settings, permissions, and preferences that may have been compiled. Cookies also allow a user to log in to a website, and in our case be recognized by a Mgcash Media Widget automatically, without needing to go through a traditional log in process of typing in a user name and password. A cookie is a file that is sent to your browser, and it does not retrieve any other data from your computer or web-enabled device.

Even though you have the ability to modify your browser settings to either accept all cookies, only some cookies, or no cookies, it may not be possible to utilize, or to utilize fully, the Service if you do not accept cookies from us. We have developed other methods that work in the absence of third-party cookies, but the most seamless experience is available when using cookies, and for this reason we encourage you to accept cookies from mgcash.com.

Third-Party Tracking — For purposes similar to what is described in the “Log Files” section above, we may use third-party tracking services (an example of which is Google Analytics) to provide usage data and analytics. The data use practices of third parties are outside the coverage of this Privacy Policy.

Information Sharing and Disclosure with Third Parties

We neither rent nor sell your Information to anyone. From time to time, we may share anonymous, non-personal, non-identifiable, aggregate information about our user base with partners or other parties, and we may publish these aggregate usage statistics on our website or elsewhere on the internet for the interest of our users, potential users, or the internet community in general. This information is not linked to any individual user and is represented as anonymous data.

In some cases, we allow you to access or connect to third-party web services through the Service. For example, you can connect a web account such as Facebook to Mgcash Media for several purposes, including but not limited to registering a Mgcash Media account or sharing content that you’ve purchased through Mgcash Media. You can also pay for content with a third-party service like PayPal. We do not store your third-party account information in any of these cases, but those third-party services have their own policies about the collection and use of your information that are outside the coverage of this Privacy Policy.

Compliance with Laws and Law Enforcement — We may disclose your Information when we have a good faith belief, in our sole discretion, that doing so is necessary or appropriate to (i) comply with any law, regulation, legal process, or enforceable governmental request; (ii) enforce this Privacy Policy, including investigation of potential violations of the Mgcash Media Consumer Terms of Service (https://mgcash.com/legal-agreements/consumer-terms-of-service); (iii) detect, prevent, or otherwise address fraud, security, or technical issues; or (iv) protect against harm to the rights, property, or safety of Mgcash Media, its users, or the public as is required or permitted by law.

Business Transfers — In the event that Mgcash Media is involved in a merger, acquisition, reorganization, bankruptcy, or sale of assets, your Information may be sold or transferred to a third party as part of that transaction. At that time, your Information may become subject to that third party’s privacy policy. We would notify you in advance of such an event by sending you an email or by posting a notice to the mgcash.com user interface that you would see when logged in to your account.

Cross-State or International Transfer

Your Information may be transferred to, and maintained on, computers or servers located outside of your state, province, country, or other governmental jurisdiction where the privacy laws may not be as protective as those in your jurisdiction. If you are located outside the United States and choose to provide information to us, we may transfer your Information to the United States or other countries where we or our affiliated companies and third-party service providers maintain facilities. Your use of the Service or submission of such Information represents your agreement to that transfer.

Security

We employ several layers of security measures that are designed to safeguard and protect your Information from unauthorized access and disclosure, including encrypting your communication to and from the Mgcash Media servers through the Service by utilizing technologies such as Secure Sockets Layer (SSL) and Transport Layer Security (TSL) encryption.

Please be aware that no security measure is immune to online attacks or attempts of evasion. We cannot control the actions of other users with whom you share your Information, and there is no guarantee that your Information may not be accessed, disclosed, altered, or destroyed by a breach of any of our security measures. You are able to reduce these risks by choosing a strong password (one that is at least 8 characters long, uses a combination of letters and numbers, uses a mix of lowercase and uppercase letters, and does not include personal information); not using the same password for Mgcash Media as you use for different accounts; using up-to-date antivirus, anti-malware, and anti-spyware software; and installing operating system and browser updates.

We will make any legally required disclosures to you regarding any breach of the security, confidentiality, or integrity of your unencrypted electronically stored Information (as defined in applicable state, provincial, and federal statutes on security breach notification) in a manner consistent with applicable law.

Information We Store after an Account is Closed

Due to the fact that financial transactions are a large part of our business, upon closing a Mgcash Media account we continue to store all information in our records in case it is needed in the future for legal or financial purposes (e.g., a law enforcement agency requests information about a former user’s account). This is the only purpose of keeping a record of a closed account, and we never share it with any outside parties unless we are ordered to do so by a government or law enforcement agency.

Information We Do Not Collect

Payment information — We do not collect your payment information (e.g., your PayPal account’s login information, or your credit card number) that you use to pay for content through Mgcash Media. Your payment information is not transferred through our servers because the payments are processed by a third party payment processor such as PayPal or Amazon Payments.

Underage users — As explained in the Mgcash Media Consumer Terms of Service (https://mgcash.com/legal-agreements/consumer-terms-of-service), you must be eighteen (18) years of age or older to use Mgcash Media’s products, services, or the mgcash.com website. Therefore, we do not knowingly collect Information about underage users, including children. Additionally, in accordance with the Federal Children’s Online Privacy Protection Act of 1998 (COPPA), Mgcash Media will never knowingly solicit, nor will we accept, Information from users known to be under thirteen (13) years of age. If you believe that we have information from or about anyone under thirteen (13) years of age, please notify is via email at help@mgcash.com.

General Notes

From time to time, we may send our users an email about new developments that we’re working on. These new developments are always centered on increasing the value of the Service that we provide. We will not market something to our users that we have not carefully considered and identified as having potential to add value for them.

The section titles in this Privacy Policy are for convenience of reference only and shall have no legal or contractual effect.

Modifications

From time to time, we will review and may make changes to this Privacy Policy. If a change, in our sole discretion, is significant, we will notify you either by email or by posting a notice to the mgcash.com user interface that you would see when logged in to your account. The most recent version of our Privacy Policy is always located on this same webpage (https://mgcash.com/legal-agreements/copyright-policy). Your continued use of the Service following any changes constitutes your acceptance of those changes.

Contacting Us

If you have any questions or concerns regarding this Privacy Policy, please contact us in writing at help@mgcash.com.

Mgcash Media Consumer Terms Of Service

The following describes the terms and conditions that Mgcash Media requires you to comply with when accessing and using the mgcash.com website, our products, services, and any applications and other features that we make available. These terms and conditions apply to users of Mgcash Media who have a consumer account, which is the type of account that can be used to buy and access digital content through the Mgcash Media service.

Summary

Here is a summary of some key points about our terms of service:

  • Any content that you purchase through Mgcash Media is for your own personal use and may not be shared with others, unless otherwise stated by us or the content provider from whom you purchased the content. You may not resell content that you have purchased to others.
  • Any information that you provide to us is subject to our Mgcash Media Consumer Privacy Policy ( https://mgcash.com/legal-agreements/consumer-privacy-policy ), which governs our collection and use of your information.
  • Content provider websites are operated by the respective content providers and we are not responsible for any content that originates from such a website, even when that content is accessed through a Mgcash Media widget or our website.
  • You are responsible for any activity that occurs under your account, and you are responsible for safeguarding your user name and password.
  • You must be eighteen (18) years of age or older to use Mgcash Media.
  • If we determine that you have violated any of the terms and conditions of these terms of service or in other agreements that may be associated with your use of the service, we reserve the right to terminate your access to and use of the service.
  • We are extraordinarily responsive to your feedback, questions, and concerns, and we welcome you to email us anytime at help@mgcash.com .

The contents of this “Summary” section represent some highlights of the fully-detailed terms of service described below and are for convenience only and have no legal or contractual effect. We encourage you to read the full details below to gain a complete understanding of our terms of service.

Full Details

The following describes the terms and conditions that Mgcash Media, Inc. (“Mgcash Media,” “we,” “us,” or “our”) requires you to comply with when accessing and using the mgcash.com website (the “Website”), the Mgcash Media Widget (as described below), the Mgcash Media Service (as described below), and any applications and other features that are available through the Website (collectively, the “Service”), for the purpose of buying and accessing digital content.

The “Mgcash Media Widget” is a software product owned by Mgcash Media that is installable in HTML web pages and that facilitates the service of buying and managing access to digital content. The “Mgcash Media Service” means Mgcash Media’s content retail and delivery service.

The Mgcash Media Widget appears on third-party websites that use the Mgcash Media Service (such third-party websites are operated by entities that shall be referred to as “Content Providers”). Your access and use of the Mgcash Media Widget on those Content Provider websites is governed by the following terms. The Service contains digital content in the form of data, text, images, video, sound, software, games, and other materials (“Content”) that is available for purchase, and the following terms shall govern your use of that Content.

By accessing and using the Service, you agree to be bound to the following terms and conditions (the “Agreement”). If you do not agree with these terms and conditions, you may not use the Service.

License

Mgcash Media hereby licenses, subject to the terms and conditions of this Agreement, a non-exclusive, non-sublicensable, non-assignable, fully revocable license to you for buying and accessing content through the Service and for no other purpose.

Buying Content

Mgcash Media enables you to purchase access to Content through the Service and on Content Provider websites by using numerous payment methods, including but not limited to a credit card, a PayPal account, or an Amazon account. Such payment methods may not be directly processed by Mgcash Media.

Any Content that you purchase is for your own personal use and may not be shared with others, unless otherwise stated by us or the Content Provider from whom you purchased the Content. You may not resell Content that you have purchased to others. Content is generally available for purchase worldwide, unless a Content Provider requests to apply geographic restrictions to where their Content can be sold.

Refund Policy

Refunds are available when the following three things have taken place:

  1. You have experienced a problem downloading an item that you purchased through Mgcash Media
  2. You have notified us about the problem
  3. We were not able to resolve the problem in a timely manner after you had notified us about it

If you experience a problem downloading a purchased item, email us at help@mgcash.com and we will respond quickly to resolve it. If we are unable to resolve it within 72 hours of being notified (“a timely manner”), you will be eligible for a refund. Most issues can be resolved within 72 hours, and we encourage you to email us as soon as you experience a problem to ensure that it is resolved as quickly as possible.

Passwords

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. We encourage you to use a password that contains a combination of letters, numbers, and symbols. You agree that we cannot be liable for any loss or damage arising from your failure to comply with the above requirements.

Privacy

Any information that you provide to us is subject to our Mgcash Media Consumer Privacy Policy ( https://mgcash.com/legal-agreements/consumer-privacy-policy ), which governs our collection and use of your information. You understand that through your use of the Service, you consent to the collection and use of this information, as set forth in the Mgcash Media Consumer Privacy Policy.

As part of providing the Service to you, we may need to provide you with certain communications, such as service announcements and administrative messages. These communications are considered part of the Service and your Mgcash Media account, and you may not be able to opt out from receiving them.

Copyright Policy

We respect the intellectual property rights of others and expect users of the Service to do the same. You must have the right to use any and all content that you use on the Service. Any content that is found to not fall within your rights is subject to removal, and we cannot be held liable for such an offense.

We will respond to notices of alleged copyright infringement that comply with applicable law and that are properly provided to us pursuant to the Digital Millennium Copyright Act and in accordance with the descriptions in our Mgcash Media Copyright Policy ( https://mgcash.com/legal-agreements/copyright-policy ).

Links

This Website may contain links to third-party websites. Your access and use of such third-party websites shall be governed by the terms, conditions, and policies of those websites. You agree that we are not responsible or liable for (i) the accuracy or availability of those websites; or (ii) the content, advertisements, products, or services on or available from those websites. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites.

Content Provider Websites

Content Provider websites are operated by the respective Content Providers and we are not responsible for any Content that originates from such a website, even when that Content is accessed through a Mgcash Media Widget or this Website. We reserve the right to block access to or remove Content that we determine, in our sole discretion, to be unlawful, obscene, defamatory, indecent, harassing, threatening, invasive of privacy, infringing of intellectual property rights, or otherwise unacceptable to us in accordance with the normal standards of the Service.

Proprietary Rights

We shall have all right, title, and interest in and to the Mgcash Media Widget, our domain names, logos, trademarks, and other marks, and any and all of our intellectual property and derivative works thereto, and you shall acquire no rights therein.

Representations and Warranties

You represent and warrant that (i) you have the right to enter into this Agreement and perform your obligations hereunder in the manner contemplated by this Agreement; (ii) this Agreement shall not conflict with any other agreement entered into by you; and (iii) any you are eighteen (18) years of age or older. You shall indemnify, defend and hold us, our officers, directors, employees, agents, and assignees harmless against all liabilities, costs and expenses (including reasonable attorneys’ fees) incurred by us that arise out of any claim asserted by a third party that involves, relates to or concerns a breach by you of (a) any of your representations, warranties, or covenants under this Agreement, or (b) the infringement by you of any copyright, trademark, patent, or other personal or proprietary right of a third party.

Disclaimer of Warranty:

EXCEPT AS EXPRESSLY SET FORTH IN THIS AGREEMENT, WE MAKE, AND WE HEREBY SPECIFICALLY DISCLAIM, ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SERVICE, CONTENT OFFERED THROUGH THE SERVICE OR ON A CONTENT PROVIDER’S WEBSITE, OR INFORMATION THEREON OR OTHERWISE RELATING TO THIS AGREEMENT, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. WE DO NOT WARRANT THAT THE SERVICE WILL OPERATE UNINTERRUPTED OR ERROR-FREE.

Limitation of Liability:

UNDER NO CIRCUMSTANCES WILL WE BE LIABLE TO YOU WITH RESPECT TO ANY SUBJECT MATTER OF THIS AGREEMENT UNDER CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHER LEGAL OR EQUITABLE THEORY WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE, FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES ARISING FROM ANY PROVISION OF THIS AGREEMENT. THESE LIMITATIONS INCLUDE BUT ARE NOT LIMITED TO CONTENT THAT IS OFFERED THROUGH THE SERVICE OR ON A CONTENT PROVIDER’S WEBSITE. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE.

Exclusions:

Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for certain damages, so only the limitations above that are lawful in your jurisdiction will apply to you.

Violation and Termination

If we determine that you have violated any of the terms in this Agreement or in other agreements that may be associated with your use of the Service, we may, in our sole discretion and without prior notice, terminate your access to and use of the Service.

Entire Agreement

This Agreement contains the entire understanding between you and Mgcash Media relating to its subject matter and supersedes all prior or contemporaneous written or oral agreements, representations, understandings and/or discussions between you and us relating thereto.

If any provision of this Agreement or its application in a particular circumstance is held to be invalid or unenforceable to any extent, the remainder of the Agreement, or the application of such provision in other circumstances, shall not be affected thereby, and each provision shall be valid and enforced to the fullest extent permitted by law.

This Agreement shall be governed by and construed under the laws, and only in the state and federal courts of the State of New York. You agree to waive any objections to the jurisdiction or venue of such courts.

The Service is controlled and operated by Mgcash Media in the United States, and we do not represent that materials of the Service are appropriate or available for use in other locations. Persons who choose to access the Service from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable.

The section titles in this Agreement are for convenience of reference only and shall have no legal or contractual effect.

Modifications

Technologies, rules, and regulations change often, so we must make modifications occasionally (like most companies) to reflect these changes. We may change, modify, add, or remove any of the terms and conditions contained in this Agreement at any time and in our sole discretion. If a change, in our sole discretion, is significant, we shall send written notice to you by email or by posting a notice to the mgcash.com user interface that you would see when logged in to your account, and the change shall become effective five business days after written notice has been sent. Your continued use of the Service following the sending of a notice will constitute your binding acceptance of the change. Notices will be deemed sent after having been sent by email or having been posted to the mgcash.com user interface. You consent to receive notices by email to the email address that is associated with your account, and you agree that any such notices that we send to you electronically will satisfy any legal communication requirements.

Contacting Us

If you have any questions or concerns regarding the terms of this Agreement, please contact us in writing at help@mgcash.com .


Contact us

Mgcash Media ltd is a privately held company based in Beliz city.

General inquiries: contacts@mgcash.com

Customer Support: support@gomuz.me